The best prepaid credit card for the holiday

What is the best prepaid credit card for the holiday is a question that is frequently asked every year. The holiday is just around the corner and then you have to be careful not only with your credit card abroad, but also your debit card is in danger. You only need one shopkeeper or hotel with bad intentions and your entire bill can be cleared on the first day of your holiday. Grant that you will eventually get your money back, but for the time being you will have lost it for a few months. Still difficult if you have just arrived at your holiday address. But what can you do now to prevent this kind of practice and still have a good credit card to cover your expenses during your vacation?

The best prepaid credit card for the holidays

The best prepaid credit card for the holidays

It is more difficult to cheat with your debit card than with your credit card. The only thing that can happen to your debit card is that your code is copied when you debit your card and then your card is stolen. Now that is not entirely imaginary on holiday, your pass can be taken out of your bag, or worse, your debit card is stolen from your hotel room.

Do not think that it cannot happen to you, because crooks go very far in their search for money. They can also collaborate with certain hotels, stating which hotel room you are staying in. That is why it is of course important to keep your debit card properly and securely. Also check your bank account regularly to see if there is anything strange going on there. If this is the case, have your card blocked immediately and report this to the local police,

Credit card

Credit card

Fraud is a lot easier with a credit card. Not so much for use at an ATM, but more for goods that can be ordered online in your name. Nowadays there are all kinds of security checks that must prevent goods from being ordered from a country where you are not at all at that moment, or if the spending pattern starts to deviate from the usual.

Still many cases slip through the cracks, I had it myself with booking a hotel room where only the number of the credit card was enough to pay for the transaction. This without entering the name on the credit card and without entering the so-called ccv number, which is remarkable that this is so easy.

The best prepaid credit card for the holidays

The best prepaid credit card for the holidays

But now the solution, because with the warning and telling of horror stories the risk of fraud has not really diminished. The best thing you can take with you on vacation is a prepaid credit card from Mastercard. This is not only cheap for purchase, but also has low costs for use and can be used worldwide to make payments and to pull money out of the wall.

Take this Mastercard on holiday alongside your regular debit card or credit card, so if that is a problem with your prepaid credit card you always have backup. You can also simply charge the prepaid credit card to your holiday address, which you can do with iDeal.

What else should I think about

What else should I think about

The Netherlands has become an almost ‘cashless’ country where everyone withdraws their debit card regardless of the amount. You will see that in other countries this is much less common and much more is paid in cash, or even with checks (France). Therefore, always take enough cash with you on your holiday so that you do not run out of money in the event of a major breakdown of ATMs, for example. We all remember the situation in Greece where suddenly no more cash could be withdrawn. This can actually happen in any country and often this is unexpected. You can cover yourself with this by taking cash.

Holidays

Then all I have to do is wish you a very nice holiday, of which I naturally hope that there will be no problems with your credit or debit card. One last tip for those traveling to France.

If you are going to refuel there at an unmanned gas station and you can only pay with a card, then in addition to the amount you are filling up, an amount will be reserved on your card that will only be released again after a few weeks , this reserved amount may increase up to 200 euros per refueling. It is therefore advisable to refuel at a pump where you can pay in cash, or with a card that you use at the counter.