A savings account in the name of a daily worker was opened in 2016 and millions of rupees were processed there three months later.
The case came to light recently when Bipin Chauhan, a resident of Sisauni village under the Kisanpur Police Station, approached a State Bank of India Customer Service Point (CSP) in Supaul to open an account in order to obtain a work card under the National Rural Employment Guarantee Act. (NREGA).
However, to his surprise, CSP officials informed him that there was already an account in his name at the Union Bank of India, branch of Supaul, with ??9.99 crore as a balance. The account was opened on the basis of Chauhan’s Aadhar number, but the photograph and signature were not his.
Stating that this is a case of fraud, bank officials said they were shocked at how the account was opened without required KYC (know your customer) documents.
Santosh Kumar Khan, general manager of the Ranchi Circle office, which was investigating the incident, said on Friday that it was a cybercrime case.
âThe account in the name of the daily was opened in October 2016. Until February 2017, transactions worth crore were carried out on the account. I asked the branch manager to investigate the matter, âhe said.
On the other hand, branch manager Ravi Shankar denied that the account had a balance of ??9.99 crore. “I have verified the account, there is no such amount in it.” He has, however, remained tight-lipped on claims that multi-million dollar transactions were made through the account.
This is the third such incident in rapid succession in Bihar. Recently, ??962 crore credited to the accounts of two students, while a man from Khagaria district was arrested after refusing to return ??5.50 lakh wrongly credited to his account in April of last year.